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Bitvavo: Lowest EU Fees
0.25% taker, 0% maker on 100+ pairs, completely free SEPA deposits. Bitvavo is regulated by AFM (Netherlands) and OAM (Italy), plus MiCA EU licensed - among the safest for European users.
Trading Fees - Spot Trading
| Operation | Fee |
|---|---|
| Spot Taker | 0.25% |
| Spot Maker | 0% |
| Pro Trader (volume >100k EUR) | 0.15% taker, 0% maker |
Note: The 0% maker fee is available on over 100 major trading pairs (BTC, ETH, stablecoins, etc.). Minor pairs may have 0.05-0.10% fees.
Deposits - SEPA (EUR)
SEPA Deposit: COMPLETELY FREE - You pay no fees to Bitvavo. You can transfer from any EU bank to your Bitvavo IBAN account.
- Transfer time: 1-3 business days (depends on your bank)
- Minimum: 10 EUR
- Maximum: No limit (with KYC verification)
- Bitvavo fee: 0 EUR - Free
Withdrawals
| Withdrawal Type | Fee |
|---|---|
| SEPA Bank Transfer (EUR) | 1-2 EUR |
| Crypto Withdrawal | Variable (network fee) |
Staking - Crypto Interest
Bitvavo offers staking on 20+ assets with competitive APY:
- ETH: ~4.5% APY
- SOL: ~8% APY
- DOT: ~12% APY
- USDC: ~5% APY
- No staking fees - All profits are yours
Comparison: Bitvavo vs Binance vs Kraken
| Fee | Bitvavo | Binance | Kraken |
|---|---|---|---|
| Spot Taker | 0.25% | 0.1% | 0.26% |
| Spot Maker | 0% | 0.1% | 0.16% |
| SEPA Deposit | Free | Free | Free |
| EU Regulation | AFM + OAM + MiCA | MiCA CySEC | MiCA |
Verdict: For EU users, Bitvavo offers competitive fees (0% maker) and solid regulation AFM+OAM+MiCA. Binance has slightly lower fees (0.1%) but Bitvavo is not far behind and offers added value with strong European regulation.
FAQ
Does Bitvavo have hidden fees?
No. Fees are transparent: 0.25% taker, 0% maker. SEPA is completely free. The only cost is SEPA withdrawal (1-2 EUR) which is a bank network fee, not Bitvavo.
Is Bitvavo better than Binance?
For EU users prioritizing regulation: yes. The 0% maker fee is advantageous if you place many buy orders. But Binance has higher volume (0.1% taker) if you want the lowest possible fees on small amounts.