💡 How to Read This Comparison
Maker fees apply when you add liquidity (limit orders). Taker fees apply when you take liquidity (market orders). Most platforms also offer VIP discounts based on 30-day volume. All values refer to standard (non-VIP) accounts as of April 2026.
📊 Maker/Taker Fees Comparison 2026
Trading fee comparison across all major exchanges. Values refer to standard traders without VIP status.
| Exchange | Maker | Taker | Notes |
|---|---|---|---|
| MEXC | 0% | 0.05% | Best maker fee globally. No volume minimum required. |
| Revolut X | 0% | 0.09% | Integrated with Revolut app. Free fiat deposits/withdrawals. |
| Binance | 0.1% | 0.1% | VIP reduces to 0.02%. Volume discounts. |
| Bybit | 0.1% | 0.1% | VIP 1+ reduces to 0.01%. High volumes. |
| Kraken | 0.16% | 0.26% | Stablecoin 0% maker. Volume discounts. |
| Bitvavo | 0.25% | 0.25% | SEPA 0.99%. Multi-asset (stocks, metals). |
| Coinbase | 0.5% | 0.6% | US-centric. EU now MiCA compliant. |
| eToro | 0.5% | 1% | Copy trading included. Crypto fee 1%. |
| Crypto.com | 0.25% | 0.50% | Crypto Visa card with up to 5% cashback. Fee details → |
💳 Deposits and Withdrawals
| Exchange | Bank Transfer | Credit Card | Crypto Transfer | Withdrawal |
|---|---|---|---|---|
| MEXC | P2P only | ~2.5% (Banxa) | Free ✓ | Network fee |
| Revolut X | Free ✓ (Revolut) | Via Revolut app | Free ✓ | €0 ✓ |
| Binance | Free ✓ | ~2% | Network dependent | €1.80 |
| Bybit | Via Banxa (~1%) | ~1.5% | Free ✓ | ~1% Banxa |
| Kraken | Free ✓ | ~3.75% | Network dependent | €3 |
| Bitvavo | 0.99% ✓ | 1.49% | Variable | Variable |
| Coinbase | Free ✓ | ~2.49% | Network dependent | €1.50 |
| eToro | Via partner ~1% | ~2% | Not supported | €5 |
| Crypto.com | Free ✓ | ~2.5% | Free ✓ | Variable |
Note: Bank transfer is cheapest for Europeans. Binance, Kraken, Coinbase offer it free. Revolut X free via Revolut app. MEXC has no direct SEPA — fund via crypto or P2P. Bitvavo 0.99% still competitive for multi-asset.
🏦 Best SEPA Transfers: Zero-Fee Euro Deposits
SEPA (Single Euro Payments Area) bank transfers are the cheapest way to fund a crypto exchange in Europe. For any deposit above €200, SEPA always beats credit cards (which charge 1.5–4% everywhere). Here's how each exchange handles SEPA.
| Exchange | SEPA Deposit | SEPA Withdrawal | Processing Time | SEPA Instant |
|---|---|---|---|---|
| Binance | Free ✓ | Free ✓ | 1–2 business days | ✓ Supported |
| Kraken | Free ✓ | €3 flat | 1–3 business days | ✓ Supported |
| Coinbase | Free ✓ | €1.50 flat | 1–2 business days | Partial |
| Bybit | ~1% (via Banxa) | ~1% (Banxa) | 1–2 business days | ✗ |
| Bitvavo | 0.99% | Free ✓ | Same day | ✓ Supported |
| MEXC | P2P only | P2P only | Variable | ✗ |
⚠️ Bybit SEPA note: Bybit does not offer direct SEPA integration — EUR deposits go through Banxa (~1% fee). If zero-fee EUR entry is a priority, Binance or Kraken are better choices.
🟢 Lowest Fees for Beginners
For Starters — Priority: Simplicity + Low Fees
1. MEXC: 0% maker fee, 0.05% taker — lowest trading fees globally. Best for cost-focused traders.
2. Revolut X: 0% maker, 0.09% taker, free fiat deposits/withdrawals. Best for existing Revolut users.
3. Binance: 0.1% trading, free SEPA, huge community and liquidity.
4. Kraken: 0.16-0.26% trading, free SEPA, stablecoin 0% maker.
5. Bitvavo: 0.25% trading, 0.99% SEPA, multi-asset platform, great UX for EU users.
🔵 Lowest Fees for Advanced Traders
For High Volumes — VIP Tiers, Derivatives, Liquidity
1. Binance: VIP tiers: 0.02-0.08% (volume dependent). Futures 125x leverage. Maximum liquidity.
2. Bybit: Spot + Perpetuals, 0.01% maker with VIP. Copy trading. Positive funding rates.
3. Kraken: Stablecoin pairs 0% maker. Margin trading 5x. Enterprise-grade API.
❓ FAQ on Fees
Yes, all exchanges offer VIP tiers based on 30-day volume. On Binance, exceeding $10k monthly volume gets you VIP 1 (0.075% fee). At $250k volume (VIP 5), you drop to 0.045%. Bybit similar down to 0.01% maker.
SEPA (bank transfer) is free on Binance, Kraken, Coinbase — cheapest for Europeans. Bitvavo 0.99% still low. Credit cards have 1.5-4% everywhere. For deposits >€500, SEPA is the best choice.
Binance/Bybit/Kraken are transparent. Watch: (1) Crypto withdrawal fees (network-dependent), (2) Spreads on illiquid pairs, (3) Inactivity fees (eToro $10/month after 12 months). Always read Terms of Service.
Binance (0.1% fees, free SEPA, huge community) or Kraken (0.16-0.26%, Italian support). Bitvavo for multi-asset (crypto + stocks + ETFs in one).
⚖️ Which Exchange to Choose?
Lowest fees overall: MEXC (0% maker) or Revolut X (0% maker, 0.09% taker). Best for cost-conscious traders.
Beginners: Binance (low fees, free SEPA) or Bitvavo (multi-asset, great UX).
Europeans with EUR: Kraken (free SEPA) or Bitvavo (0.99% SEPA, EU-regulated).
Advanced Traders: Binance (volumes + derivatives) or Bybit (perpetuals + copy trading).
Copy Trading + Multi-Asset: eToro (1% crypto, 0% stocks) or Bitvavo (stocks commission-free).